BOP & general liability
Liability, business property, restaurant and HOA files, CRE, and contractor GL.
Read the guide →Business insurance in Scottsdale
BOP, general liability, and workers compensation — Farmers first, other markets if needed.
A certificate is not a policy.
We quote offices, retail, restaurants, contractors, HOAs, and commercial real estate from this Hayden Road office. Farmers’ own site calls Farmers the #1 commercial insurance carrier in Arizona. We start there. We do not invent a ranking for this office.
Send the contract or sample certificate with the quote request. Additional insured, waiver of subrogation, and primary/noncontributory wording are not always on a minimum GL. We will tell you what the form can do.
Workers compensation
Arizona generally requires coverage from the first employee — including many 1099 facts we have to check.
Read the guide →Restaurant
Kitchen, liquor, patio, and a real COI — not a BOP-in-name-only cert.
Read more →Contractor
ROC, additional insured, completed ops, same-day certificates.
Read more →HOA / association
Master property, GL, and D&O for boards and managers.
Read more →Commercial auto
Service trucks and artisan vans. Personal auto will not cover job use.
Read more →Personal lines often sit next to the shop. We can look at the house and the cars in the same call so certificates and umbrellas stay consistent.