Auto
Household bundles, UM/UIM, teen drivers, and Bristol West when preferred Farmers auto is not the fit.
Read the guide →Coverage that fits Scottsdale families and businesses.
Call (480) 860-0860Scottsdale · Hayden Road
A Farmers agency, three generations in.
AZ Family Insurance is Neal Insurance Agency. Colby Neal is a third-generation Farmers agent. We start with Farmers. If Farmers cannot place the risk, we look at other markets we access through Kraft Lake. We will say which path we are on.
The office is on Hayden Road. Our team handles quotes and service in English, Portuguese, and Spanish. Licensed in Arizona, California, Oklahoma, and Texas.
What we can say
Reviews and recognition, without invented seals.
5.0 from 67 reviews
Farmers lists this office at 5.0 from 67 reviews on the official agent page. That is their number, not a badge we designed.
Topper Club
The agency has earned Farmers Topper Club recognition. Ask us what that meant for the book we service.
Palomar
Palomar recognition is real here. We do not publish fake savings figures or a satisfaction percentage we cannot show.
Vehicle
Cars, motorcycles, and the other things in the garage.
Arizona’s 25/50/15 minimum keeps you legal. It does not keep a bad intersection from following you home. We quote the household — drivers, cars, and whether a motorcycle or golf cart is sitting next to them.
Motorcycle & rec
Street bikes, ATVs, boats, and golf carts are not automatically on the auto policy.
Read the guide →Property
Homes, rentals, condos, and the umbrella over them.
Tile roofs, pools, and brush questions are normal on a Scottsdale application. So is the 30-day line between a long-term tenant and an Airbnb. Wrong form, wrong claim.
Homeowners
HO-3 quotes that account for tile, pools, monsoon water, and desert-edge brush.
Read the guide →Landlord & STR
Long-term rental is not a weekend listing. Scottsdale’s $500k STR rule is a licensing condition.
Read the guide →Umbrella
Extra liability after auto and home limits. Underlying coverage has to qualify first.
Read the guide →Business
BOP, general liability, and workers comp.
A cheap online certificate is usually not a business policy. We start with Farmers commercial. If the occupancy or loss history does not fit, we shop markets we actually have.
Commercial / BOP / GL
Offices, retail, restaurants, HOAs, CRE, and contractors — quoted from the Hayden Road office.
Read the guide →Workers compensation
Arizona generally requires coverage from employee number one. Class codes and audits, not a vibe.
Read the guide →Guides
Plain-language articles for Valley risks.
No invented premiums. No “#1 in Scottsdale.” The city STR numbers and Arizona auto minimums are the published ones.
Scottsdale Airbnb / STR
The $500,000 liability rule and why a homeowners policy is the wrong tool.
Scottsdale home insurance
Tile roofs, pools, and brush — what a real HO-3 quote actually asks.
Scottsdale auto insurance
Household bundles and why 25/50/15 is a compliance choice, not a protection choice.
Commercial insurance
BOP, GL, restaurant, HOA, and CRE. Farmers first.
Valley and specialty quotes
City and specialty pages, not just snowbird.
Nineteen quote-intent pages for Valley addresses and specialty lines. Same Hayden office. Same phone.