Insurance guides
Twelve articles on Scottsdale and Valley coverage. Call (480) 860-0860 when you want a quote.
Scottsdale Airbnb / Short-Term Rental Insurance (the $500k Rule)
Scottsdale’s $500k liability rule, the $250 city license, and why a homeowners policy will not cover paying guests.
Scottsdale Landlord Insurance vs Airbnb Coverage
The 30-day split: DP-3 / landlord for long-term tenants vs short-term rental coverage for nightly listings.
Scottsdale Commercial and Business Insurance (BOP, GL, Restaurant, HOA, CRE)
BOP, GL, restaurant, HOA, and CRE placement. Farmers first; other markets if Farmers cannot write it.
Scottsdale Workers Compensation Insurance
Arizona generally requires coverage from the first employee. Class codes, audits, and certificates.
Scottsdale Home Insurance Quote (Tile Roofs, Pools, Wildfire / Brush)
Tile roofs, pools, monsoon water, and brush / wildfire questions on Scottsdale HO-3s.
Scottsdale Auto Insurance Quote (Household Bundle)
Arizona 25/50/15 minimums, UM/UIM, household bundling. Farmers then Bristol West when needed.
Scottsdale Umbrella Insurance
Extra liability over auto and home. Underlying limits have to qualify before an umbrella will bind.
Scottsdale Renters Insurance
HO-4 for belongings and liability. The landlord’s policy does not cover the tenant’s stuff.
Scottsdale Condo Insurance
HO-6 vs the HOA master policy, Arizona deductible notices, loss assessment, and water claims.
Term Life Insurance in Scottsdale / Arizona
Mortgage- and income-driven term for Scottsdale households. Farmers Life is the first conversation.
Motorcycle, ATV, Boat, and Golf Cart Insurance in Scottsdale
Street bikes, ATVs, boats, and golf carts are not automatically on the auto or home policy.
Paradise Valley and Phoenix Vacation Rental and Second-Home Insurance
Second-home vs STR occupancy. Scottsdale’s published rules vs other Valley cities.
Valley and specialty quotes
City and specialty quote pages
Valley and specialty quote pages. They are not reprints of the guides.